About us - TBI Bank is a next-generation bank whose ambitious goal is to become a digital bank with a wide range of online and mobile solutions for consumer finance and lending to small and medium-sized enterprises.
Our successful business model and customer-focus approach allowed us to be one of Bulgaria’s most profitable and efficient banks in the last 4 years (Capital K10).
We currently serve customers in Bulgaria, Romania, Germany, Denmark & Poland.
We are now expanding our global footprint and coming to Greece. Do you want to play a key role in our unique success story?
If yes, we are looking for an Underwriting Team Leader to join our Team in Greece!
What you get to do in this role :
Perform well-defined, yet varied tasks and / or projects where independent decision-making is required to search out an appropriate course of action.
Develop solutions by modifying standard approaches and / or referencing past practices and precedents
Offer support to the team in the automated and manual process of underwriting in compliance with the applicable internal regulations & procedures and with TBI strategy.
Administrate the status flow of applications; monitors applications within the underwriting department to ensure timely and qualitative credit decisions.
Take decisions on credit request according to the credit policy and procedures within respective attached level of responsibility.
Implement and monitor underwriting procedures to ensure strict adherence to defined processes and workflows, in compliance with consumer lending regulations, TBI policies & procedures.
Provide day to day oversight, monitoring and performance management of underwriting team, applies performance plans and ensure timely performance reviews for all underwriting team;
Uses specific reports for people management and efficiency.
Set up a quality control process for the underwriting team.
Apply internal controls for compliance with relevant credit policy rules through performance indicators (both qualitative and quantitative);
Plan capacity and workload estimates for the underwriting team to ensure adequate staffing is available for both normal course of business as well as high-volume peaks.
Organize underwriting training sessions to ensure compliance with regulations, industry practices, and TBI policies & procedures;
provides support to the underwriting team in the decision-making process.
Identify opportunities in automation and further improvement of credit policy, underwriting guidelines, loan origination and decisioning systems & processes while partnering with relevant stakeholders across TBI to implement new lending initiatives.
In-depth knowledge of the principles and methods of a specific functional area needed to perform a broad range of assignments within the discipline.
What we are looking for :
Bachelor’s degree in Business Economics, Finance or a related quantitative field.
At least 3 years of experience in consumer loan origination and / or underwriting.
Thorough knowledge of applicable regulations, policies and standards for consumer lending products.
Microsoft Office proficiency.
Excellent written and verbal English communication skills.
In Return, We Will Give You
Opportunity to be a part of growing organization where you can see the difference you made!
A friendly environment & team of passionate multinational professionals. Don’t be surprised if you talk to 16+ nationalities TBI Bank!
If this sounds like something you’d be interested in, we'd love to hear from you!
To apply for this position, please send us your CV in English.
Only shortlisted candidates will be contacted for interview.
Your candidacy shall be treated confidentially in accordance with the GDPR. Only shortlisted candidates will be contacted for interview.
With the voluntary presentation of documents for job application in TBI Bank EAD it is considered that you give your explicit consent your personal data to be kept, processed and used for the purposes of the recruitment of the Bank.